Your credit score is important. It’s a number that potential lenders look at to determine whether or not to extend your credit and, if so, at what terms. A high credit score means you’re a low-risk borrower, which could lead to a lower interest rate on a loan. A low credit score could lead to […]
Credit Report Errors
No Credit Score? What Does It Mean? + 4 Ways To Build Good Credit
If you don’t have any credit history, you may be wondering how your credit score is calculated. While it’s not possible to get a precise score without any credit history, there are some ways to estimate it. Here’s everything you need to know about calculating and building your credit if you have no credit score […]
Public Records On Credit Reports
A public record is defined as any information that has been collected by a government agency about an individual. But what does this have to do with credit reports? Well, it turns out that public records can also appear on your credit report. Let’s take a look at what kinds of public records can appear […]
What Do Derogatory Marks On Your Credit Report Mean And How To Fix It
Do you know what’s on your credit report? You should! Your credit report contains a wealth of information about your financial history. It includes everything from your current and past addresses to your payment history on loans and lines of credit. Lenders use this information to assess your creditworthiness when you apply for new credit. […]
How To Report A Name Change To A Credit Bureau
Have you recently changed your name and wondered how to report the name change? Whether you’ve gotten married or divorced, or you simply prefer to go by a different name, you’ll need to report the change to the credit bureaus. In A Nutshell Don’t wait until the last minute to update your information. Updating your […]