Your credit score is important. It’s a number that potential lenders look at to determine whether or not to extend your credit and, if so, at what terms. A high credit score means you’re a low-risk borrower, which could lead to a lower interest rate on a loan. A low credit score could lead to […]
Updating Credit Info
Public Records On Credit Reports
A public record is defined as any information that has been collected by a government agency about an individual. But what does this have to do with credit reports? Well, it turns out that public records can also appear on your credit report. Let’s take a look at what kinds of public records can appear […]
Credit Card Reporting Date – When Do Credit Card Companies Report To Credit Bureaus?
If you’re like most people, you probably have at least one credit card. In fact, the average American has 3.4 credit cards! And if you’re like most people, you probably want to keep your credit score as high as possible. That’s why it’s important to know when your credit card company reports your information to […]
How To Report A Name Change To A Credit Bureau
Have you recently changed your name and wondered how to report the name change? Whether you’ve gotten married or divorced, or you simply prefer to go by a different name, you’ll need to report the change to the credit bureaus. In A Nutshell Don’t wait until the last minute to update your information. Updating your […]
How Often Does Your Credit Score Update?
Your credit score is one of the most critical numbers in your life. Financial institutions use this three-digit number to determine whether or not you’re eligible for a loan & at what interest rate and is reflected in your credit reports. As important as credit scores are, they can also be confusing, especially when you’re […]