In a major victory for consumers, TransUnion has agreed to settle a class action lawsuit alleging that the company created and maintained “mixed files.” Mixed files are credit reports that contain information about multiple individuals, which can lead to errors and identity theft. The lawsuit was filed in 2017 by a class of consumers who […]
Identity Theft Investigation Process
Sarah was a young woman with a bright future ahead of her. She had a good job, a loving family, and a bright smile. But one day, her life was turned upside down when she became the victim of identity theft. The thief used Sarah’s name and information to open up new credit cards, take […]
How Should You Respond To The Theft Of Your Identity?
Identity theft is a serious crime that can have a devastating impact on your financial and personal life. If you suspect your identity has been stolen, it is important to take action immediately. In this article, we will walk you through the steps you need to take to respond to identity theft. We will also […]
Amazon Background Check Controversy: A Tale of Missteps and Miscommunication
Amazon is a veritable titan in online retail, its reach extending across borders and industries. Yet, in 2018, this powerhouse found itself embroiled in a controversy that would highlight a serious flaw in its hiring practices. The issue at hand? Allegations that Amazon violated disclosure and authorization requirements under the Fair Credit Reporting Act (FCRA) […]
What Should I Do If I Have a Mixed Credit File?
Have you ever checked your credit report and found that it’s not quite right? That can happen if you have a “mixed credit file” – a credit report that includes information about both you and someone else with the same name. We all know that having a good credit score is important. It can mean […]
How Often Do Mixed Credit Files Happen?
Credit files can become mixed for a variety of reasons. Sometimes, it’s simply an accident. In other cases, it may be the result of identity theft or fraud. No matter what the cause, mixed credit files can create all sorts of headaches for consumers. If you find yourself in this situation, it’s important to take […]