A mixed credit file is created when a credit bureau’s database combines information that belongs to more than one person. This can lead to errors, including names, phone numbers, addresses, and credit account details. People who share common names, Social Security numbers, birth dates, or addresses may be more likely to have this happen to […]
If you’re looking for an affordable apartment, you may be wondering if there are any no credit check apartments available. The answer is yes – there are a number of ways to find no credit check apartments. Why There’s Usually a Credit Check for an Apartment Have you ever wondered why most landlords require a […]
In today’s job market, employers are looking for any advantage they can get when it comes to hiring the best candidates. One way they screen candidates is by conducting employer credit checks. While there are some restrictions on when and how credit checks can be conducted, they can still provide useful information for employers. Reasons […]
If you’re wondering how long hard inquiries stay on your credit report, you’re not alone. Hard inquiries can impact your credit score, so it’s important to understand how long they will remain on your credit report. Here we’ll break down the specifics for you. Keep in mind that every situation is different, so be sure […]
If you’re like most people, you probably don’t give your credit report much thought—that is, until you’re trying to get a loan or credit card and are suddenly denied. If this has happened to you, it’s natural to wonder what’s on your credit report and whether or not there are ways to improve your credit […]
If you’ve ever checked your credit score and seen a sudden, unexplained drop, you know how alarming it can be. Your credit score is one of the most important numbers in your life – it determines how much you pay for car insurance, whether you can borrow money, and even where you can live. So […]
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